---
title: The Payroc Blog | Payments Industry News & Insights | John Burns
description: View all blog posts by John Burns
---

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  Gateways
  
  [Payroc Gateway](https://payments.payroc.com/merchant/selfcare/)
  
  [IBX](https://gateway.ibxpays.com/vt/login.aspx)
  
  [Worldnet](https://payments.worldnettps.com/merchant/selfcare/)
  
  [Caledon](https://dashboard.caledoncard.com)
  
  [iTransact for Agents](https://gateway.itransact.com/h/cp/user_sessions/landing)
  
  [iTransact for Merchants](https://gateway.itransact.com/h/cp/user_sessions/landing)
  
  [Third-party Gateways](https://payroc.com/third-party-gateways/)

  Systems
  
  [Payroc Insights](https://payroc.partnerengage.com/Account/Login) [Roc Services](https://services.rocpos.com/) [Roc Terminal+](https://terminalplus.rocpos.com/) [Sales Portal](https://sales.payroc.com/Login.aspx) [MSPWare](https://nxgen.mspware.com/Beta#/Login) [Third-party Systems](https://payroc.com/third-party-systems/)
- [Contact us](https://payroc.com/contacts/)

# The Payroc Blog

All blog posts by John Burns.

 Filter selection

---

## [![Overcoming Merchant Objections to Credit Card Payments Surcharging](https://blog.payroc.com/hubfs/blog/merchant-objections-surcharging.jpg) Jan 22, 2024 Overcoming Merchant Objections to Credit Card Payments Surcharging](https://blog.payroc.com/overcoming-merchant-objections-to-credit-card-payments-surcharging)

- [Retail](https://blog.payroc.com/tag/retail)
- [Sales Playbook](https://blog.payroc.com/tag/sales-playbook)

- [ISO/Agent](https://blog.payroc.com/tag/iso-agent)

\+ 1

## [![How to Build the Most Profitable Merchant Services Portfolio](https://blog.payroc.com/hubfs/blog/merchant-services-portfolio.jpg) Dec 18, 2023 How to Build the Most Profitable Merchant Services Portfolio](https://blog.payroc.com/how-to-build-the-most-profitable-merchant-services-portfolio)

- [Retail](https://blog.payroc.com/tag/retail)
- [Sales Playbook](https://blog.payroc.com/tag/sales-playbook)

- [ISO/Agent](https://blog.payroc.com/tag/iso-agent)

\+ 1

## [![How Compliant Surcharging and Dual Pricing Can Boost Your Portfolio](https://blog.payroc.com/hubfs/blog/card-not-present-blog.jpg) Nov 4, 2023 How Compliant Surcharging and Dual Pricing Can Boost Your Portfolio](https://blog.payroc.com/how-compliant-surcharging-and-dual-pricing-can-boost-your-portfolio)

- [Retail](https://blog.payroc.com/tag/retail)
- [Sales Playbook](https://blog.payroc.com/tag/sales-playbook)

- [ISO/Agent](https://blog.payroc.com/tag/iso-agent)

\+ 1

## [![Why Merchants Need to Pay Attention to Credit Card Interchange Fees](https://blog.payroc.com/hubfs/blog/Interchange-Fees-featured-image.jpg) Jun 1, 2023 Why Merchants Need to Pay Attention to Credit Card Interchange Fees](https://blog.payroc.com/why-merchants-need-to-pay-attention-to-credit-card-interchange-fees)

- [Retail](https://blog.payroc.com/tag/retail)
- [Merchant & Business Owner](https://blog.payroc.com/tag/merchant-business-owner)

- [Processing & Pricing](https://blog.payroc.com/tag/processing-pricing)

\+ 1

## [![3 Methods to Optimize Field Service Payments](https://blog.payroc.com/hubfs/plumber-fixing-kitchen-sink-bw-1068x801-99e303a.png) Jul 10, 2018 3 Methods to Optimize Field Service Payments](https://blog.payroc.com/optimize-field-service-payments)

- [Merchant & Business Owner](https://blog.payroc.com/tag/merchant-business-owner)
- [Field Services](https://blog.payroc.com/tag/field-services)

- [POS & Terminals](https://blog.payroc.com/tag/pos-terminals)

\+ 1

Solutions

Payments

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- [Payment Links](https://payroc.com/solutions/paymentlinks/)
- [Pricing Programs](https://payroc.com/solutions/pricing-programs/)
- [Roc Giving](https://payroc.com/solutions/roc-giving/)
- [Global Payment Orchestration](https://payroc.com/solutions/payment-orchestration/)
- [Invoicing and Billing](https://payroc.com/solutions/invoicing-and-billing/)

Point of Sale

- [Roc Services](https://payroc.com/solutions/roc-services/)
- [Roc Terminal+](https://payroc.com/solutions/roc-terminal/)
- [Terminals](https://payroc.com/solutions/payment-devices/)
- [Bodega Ai](https://payroc.com/solutions/bodega-ai/)

Developers

- [Developer Experience](https://payroc.com/solutions/developer-experience/)
- [APIs](https://payroc.com/solutions/apis/)
- [Integration Essentials](https://payroc.com/solutions/prebuilt-integrated-payment-solution-for-saas/)
- [Payments](https://payroc.com/solutions/payments-api/)
- [Boarding](https://payroc.com/solutions/boarding-api/)
- [Funding](https://payroc.com/solutions/funding/)
- [Reporting](https://payroc.com/solutions/reporting/)

Who We Serve

- [ISVs/SaaS Providers](https://payroc.com/industries/saas-vendors/)
- [Payments-as-a-Service (PaaS)](https://payroc.com/industries/payroc-path/)
- [Unattended](https://payroc.com/industries/unattended/)
- [Sales Partners](https://payroc.com/industries/sales-partners-agent/)
- [Referral Partners](https://payroc.com/industries/referral-partners/)
- [Merchants](https://payroc.com/industries/merchants/)
- [Financial Institutions](https://payroc.com/industries/financial-institutions/)

Resources

- [Support Hub](https://support.payroc.com/)
- [Blog](https://blog.payroc.com/)
- [Awards and Press](https://payroc.com/about/awards-and-press/)
- [Case Studies](https://payroc.com/case-studies/)
- [Product Updates](https://payroc.com/product-updates/)
- [Feature Log](https://payroc.com/feature-log/)
- [Events](https://payroc.com/events/)
- [Careers](https://payroc.com/about/careers/)

About

- [Company History](https://payroc.com/about/company-history/)
- [Our Community](https://payroc.com/about/our-community/)
- [Our Team](https://payroc.com/about/our-team/)
- [Diversity and Inclusion](https://payroc.com/about/diversity-and-inclusion/)

---

**System status**

All systems operational

Payroc WorldAccess, LLC or its subsidiaries (“Payroc”) is a registered Independent Sales Organization (ISO) of Fifth Third Bank, N.A., Cincinnati, OH, Peoples Trust Company, Vancouver, BC, Canada, PNC Bank, N.A., Pittsburgh, PA, Wells Fargo Bank, N.A., Concord, CA, Wells Fargo Bank, N.A., Canadian Branch, Toronto, ON, Canada, Citizens Bank, N.A., Providence, RI, Merrick Bank Corporation, South Jordan, UT, Woodforest National Bank, The Woodlands, TX and KeyBank, N.A., Cleveland, OH. Payroc is a registered Encryption Support Organization (ESO), Payment Facilitator (PF), Third-Party Servicer (TPS), Merchant Service Provider (MSP), and a Third-Party Agent (TPA) of Fifth Third Bank, N.A., Cincinnati, OH.

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