Is credit card surcharging legal in my state? The answer is, probably. It is currently legal to surcharge in 44 states. Merchants who surcharge in approved states still have rules and regulations that they must follow. In many instances, they may not be surcharging correctly. This is why it is so important to work with a reputable company to help you maintain compliance at all times.

Know the rules for surcharging

The penalties for incorrectly surcharging can be costly.  Make sure you know and understand all the regulations with surcharging before implementing it in your business.

Below is handy resource to know if your state allows surcharging:

New York and Texas Surcharging Requirements

Note: New York and Texas require a specific disclosure form that the merchant must provide to the customer when applying a surcharge. California and Florida are tightly regulated and have additional rules on the practice, so business owners in those states must do their homework.

Have more questions about surcharging?

Read our FAQs, or contact us and our highly trained staff will assist you in navigating this new era of merchant care to ensure your company stays compliant with the laws of your state.  Working with NXGEN allows you to focus on doing what you do best—running your business.